Virginia Mortgage Relief Program Application Assistance Outreach Event

Program Staff Onsite in Accomack and Northampton Counties

Mortgage relief is here. The Virginia Mortgage Relief Program, or VMRP, will host outreach events at the following locations:

Location:     Foodbank of Southeastern Virginia and Eastern Shore
Mary Ann Smith Cultural Center
24577 Mary N. Smith Road
Accomac, Virginia 23301

Date:            Friday, August 12, 2022

Time:           10 a.m. – 2 p.m.

During the event, case management and outreach staff from the Virginia Mortgage Relief Program will be on-site to help homeowners, who need assistance with mortgage and other housing-related costs due to the pandemic, learn more about the program and complete their applications.

Note: Applicants with a completed application on file with the VMRP do not need to attend. If you have a constituent who would like application assistance, please ask them to schedule an appointment to meet with a case manager at this event by contacting the VMRP Call Center at 833-687-8677, Monday through Friday from 8 a.m. to 8 p.m. Walk-ins for application support at the outreach event will be accepted as availability permits.

Those interested in applying for program assistance at the event can view a list of required documents and program eligibility requirements by visiting www.VirginiaMortgageRelief.com.

Program Background

The VMRP was established through the 2021 American Rescue Plan to prevent mortgage delinquencies, defaults, displacements and foreclosures for homeowners experiencing financial difficulties due to the coronavirus pandemic, the program offers assistance of up to $40,000 for qualified homeowners as long as funding is available.

For qualified homeowners, the VMRP offers:

• Mortgage payment assistance on first and subordinate mortgages, including down payment assistance loans provided by nonprofit or government entities.
• Financial assistance to allow a homeowner to reinstate a mortgage or to pay other housing-related costs related to a period of forbearance, delinquency or default.
• Payment assistance for delinquent property taxes to prevent homeowner tax foreclosures.
• Personal property (real estate) taxes and, in some cases, lot rental fees on unaffixed mobile homes. However, applications for lot rent only are not eligible under VMRP.
• Homeowner’s insurance, flood insurance and mortgage insurance.
• Homeowner’s association fees or liens, condominium association fees, special assessments or common charges.